The BrightPath Advantage delivers high-impact, $0 copay preventative care benefits to your employees—while saving your company thousands per year in payroll taxes. By offering Section 125 health plans, businesses can maximize employee satisfaction and reduce taxable income effectively. Section 125 health plans allow staff to access essential healthcare services at no cost, improving overall wellness while providing employers with significant tax advantages. BrightPath ensures seamless implementation and management for lasting benefits.
The BrightPath Advantage delivers high-impact, $0 copay preventative care benefits to your employees—while saving your company thousands per year in payroll taxes. By offering Section 125 health plans, businesses can maximize employee satisfaction and reduce taxable income effectively. Section 125 health plans allow staff to access essential healthcare services at no cost, improving overall wellness while providing employers with significant tax advantages. BrightPath ensures seamless implementation and management for lasting benefits.
Trusted by more than 2,400 businesses nationwide
BrightPath Group partners with employers to implement a fully managed preventative care benefits solution that integrates seamlessly with your existing health plan. Employees gain meaningful healthcare access with $0 copays. Employers reduce payroll tax liability. Everyone wins.
Our approach is rooted in compliance, built for simplicity, and powered by a proven pre-tax structure commonly associated with Section 125 health plans and cafeteria plans—fully aligned with IRS guidelines.
It’s a smart, compliant way to improve your benefits offering—without adding to your budget or changing what’s already working.
Here’s how the savings work:
Employees and their families gain access to:
24/7 Virtual Primary & Urgent Care
Group Term Life Insurance
Health Screenings & Quest Lab Services
Nutritional & Weight Support
Employee Assistance Program (EAP)
Mental Health Counseling & Holistic Wellness
RX Coverage with $0 Copays (on covered medications)
MEC (Minimum Essential Coverage)
Hospital Bill Support & Supplemental Care
12 Virtual PCP Visits per year + 12 Child Visits
$1,100/year savings per W2 employee
Average payroll tax savings per enrolled W2 employee—without reducing wages or changing insurance coverage.
30-45 Days Implementation
Typical implementation timeline, including payroll integration, employee onboarding, and compliance setup.
100% Hands-Off Enrollment
BrightPath handles the entire rollout—no added workload for your HR, finance, or operations teams.
Smart benefits. Seamless execution. Immediate ROI.
We assess your eligibility and estimate annual savings
We customize a plan based on your workforce and goals
Employees are enrolled automatically without changing their pay
You save $600–$1,100 per eligible employee per year in payroll taxes
No disruption to existing benefits. No hidden costs. No hassle.
“We were looking for ways to reduce overhead without cutting back on employee benefits. Bright Path gave us both—real tax savings and a better experience for our team. The rollout was seamless, and our employees now have access to meaningful care with zero out-of-pocket costs. Honestly, I wish we had done this sooner.”
CFO (Healthcare)
“I’ve managed plenty of benefit implementations over the years, and this was one of the easiest. Bright Path took care of everything—payroll, compliance, employee communication. We didn’t need to change our insurance, and our team now has access to benefits they actually use. Huge win for everyone.”
Director of HR, (Manufacturing)
Built to Work With Your Existing Systems
Whether you manage payroll in-house or through a PEO, we fit right into your workflow.
Whether you're a CFO, HR Director, or founder wearing every hat—we tailor our process to fit your workflow.
Need numbers first?
We’ll show you a savings projection.
Want legal to review the structure?
We’ll provide clean documentation.
Need to walk your broker through it? We’ll join the call.
Want to know if Bright Path is a fit for your company? Our team will walk you through a quick savings estimate, answer any questions, and show you what implementation looks like.
No. Employees keep their full take-home pay and receive new benefits at $0 out-of-pocket cost.
Not at all. Bright Path layers benefits on top of your existing plan without making any changes.
Employees allocate a portion of pay pre-tax to receive benefits. This reduces taxable income, which lowers the FICA taxes you pay as the employer.
Yes. The plan is structured under IRS tax code provisions commonly used in Section 125 cafeteria plans.
Most companies are fully set up within 30–45 days. We handle the entire process.
Most companies with 10 or more W2 employees are eligible.
Section 125 health plans allow employees to pay for healthcare expenses pre-tax, reducing taxable income while improving access to benefits.
Employers can lower payroll tax liability and offer competitive, cost-effective benefits that attract and retain top talent.
Yes, BrightPath Group provides fully managed Section 125 health plans, ensuring compliance and seamless integration with your existing benefits.
