Most benefit programs come with hidden costs, confusing processes, or a long learning curve for employers and employees alike. But BrightPath Advantage is different. We’re helping companies unlock the full value of their employee benefits—without changing their current insurance, increasing costs, or adding administrative burden.
Through our integrated model that leverages Section 125 together with a fully managed Preventative Care Management Plan (PCMP) and Self-Insured Medical Reimbursement Plan (SIMRP), BrightPath Advantage gives employers a smarter path to improving care, increasing retention, and reducing payroll tax—all at no cost.
What Makes BrightPath Advantage Different?
Unlike traditional plans, BrightPath Advantage is more than just a Section 125 offering. The program unites next-generation employee benefits features into an integrated solution through three essential components.
- Section 125: Enables employees to pay for qualified benefits with pre-tax dollars.
- Preventative Care Management Plan (PCMP): Offers personalized health support, coaching, and early intervention tools.
- Self-Insured Medical Reimbursement Plan (SIMRP): Provides additional coverage for employees without replacing or interfering with their current insurance policies.
This integrated strategy unlocks one of the most compliant and benefit-rich models available today, while staying fully automated and hands-off for internal HR teams.
Why Employers Choose BrightPath Advantage
Employers are constantly seeking ways to offer more value while managing budgets and improving retention. BrightPath Advantage delivers measurable impact—fast, efficient, and cost-neutral.
Annual Savings Per Employee
Most employers using BrightPath Advantage experience $600–800 in savings per W-2 employee each year. For organizations with larger headcounts, this translates to tens of thousands of dollars in annual savings—without any upfront investment.
These savings are a direct result of optimized pre tax employee benefits, where payroll taxes are reduced by aligning compensation with compliant benefit allocations under Section 125.
No Out-of-Pocket Cost to Employers
One of the most attractive aspects of this plan is that it requires zero cost to implement or maintain. There are no hidden charges, setup fees, or monthly costs. Instead, the system is self-sustaining—funded through pre-tax efficiencies and healthcare claim reductions.
This makes BrightPath Advantage particularly valuable for small to mid-sized businesses trying to do more with fewer resources.
Quick and Simple Setup
Implementation is completed in just 30 to 45 days, with minimal input required from your internal HR or benefits team. Bright Path provides full support from onboarding to employee education and compliance documentation—ensuring a seamless transition from day one.
With a dedicated onboarding specialist assigned to every company, we handle the heavy lifting so your team can stay focused on business priorities.
Lower Healthcare Claim Volume
Because BrightPath Advantage includes a robust Preventative Care Management Plan, many employers notice a significant drop in health claims. On average, the plan reduces claim volume by $1,400 per employee over three years, thanks to early health interventions and consistent wellness engagement.
These long-term savings support a more sustainable benefits model while improving health outcomes for staff.
Increased Retention and Satisfaction
The value and relevance of employees’ received benefits directly impact their organizational retention. Employers demonstrate genuine care for their team’s health by providing multiplpe services including telehealth, mental health counselling and critical illness protection that users can easily access.
Improved healthcare services boost both employee work morale and loyalty toward their employers.
How Employees Benefit From BrightPath Advantage
Employees often feel overwhelmed by traditional benefit systems. BrightPath Advantage is built to remove complexity while adding value—with no reduction in take-home pay or interference with existing insurance plans.
Net Pay Remains Unchanged
Many assume that participating in benefit programs means a drop in take-home pay. But that’s not the case here. With BrightPath Advantage, employees maintain their current compensation levels while receiving additional services funded via pre-tax allocations.
By optimizing pre tax employee benefits, employees can access more value for the same paycheck—without any financial sacrifice.
Free 24/7 Telehealth Access
Around-the-clock access to virtual medical care means employees no longer have to delay or avoid care due to cost or inconvenience. Whether it’s a midnight fever or ongoing medication questions, licensed professionals are always available at no out-of-pocket cost.
This encourages early intervention, helping reduce the severity and cost of future health concerns.
Mental Health and Personal Wellness
From anxiety to burnout, modern workforces are dealing with complex mental health challenges. BrightPath Advantage includes mental health support from licensed therapists, coaching services, and addiction support programs.
Alongside this, employees receive access to Mayo Clinic digital wellness tools and personalized health coaching, promoting better lifestyle management on their own terms.
Coverage for Life’s Bigger Events
No one plans for major health disruptions—but when they happen, it pays to be protected. This plan includes essential safeguards such as:
- Universal Life Insurance
- Disability Coverage
- Critical Illness Protection
These additions give employees peace of mind, knowing they’re covered in the event of a serious diagnosis or long-term disability—all without added payroll deductions.
Benefits That Extend to Family
Bright Path doesn’t just stop at individual employees. Many features are also available to spouses and dependents, including certain telehealth and preventative care services. This makes it easier for employees to care for their loved ones, helping reduce family stress and absenteeism.
Section 125 + PCMP + SIMRP = Real Value
While pre tax employee benefits on their own provide meaningful tax relief, their impact multiplies when combined with a preventative and self-insured reimbursement approach. BrightPath Advantage ties these three elements into a unified structure that’s easy to manage and incredibly effective.
This comprehensive integration allows for:
- Reduced employer tax burden
- Improved employee health engagement
- Increased benefit relevance without increasing cost
- Enhanced compliance and transparency
The result is a program that’s not only financially smart but also strategically aligned with long-term HR and wellness goals.
Proven Results From Companies Like Yours
This isn’t a theoretical solution—it’s a proven system backed by real numbers:
- $600–800 annual savings per employee
- 30–45 day implementation timeline
- Zero cost for employers
- $1,400 in average claim reduction per employee over three years
- 30,000+ active participants across the country
These benchmarks represent companies of all sizes, from growing startups to large corporations—all seeing measurable ROI within months of joining.
It’s Time to Take the Bright Path
As the pressure to offer better benefits increases, companies need flexible, cost-efficient solutions that won’t drain HR resources. BrightPath Advantage delivers just that—a smarter, easier way to enhance offerings, reduce spend, and put employee wellbeing first.
Discover how Bright Path can help your organization make the most of its benefits strategy. Request a free quote to get started today !
