As healthcare costs rise and retention challenges grow, companies are seeking more innovative ways to care for their workforce without stretching their budgets. BrightPath, without stretching their budgets. That’s where a 125 health plan with BrightPath changes the game.
More than just a typical benefits package, BrightPath combines a Section 125 wellness plan with powerful tools like 24/7 virtual care, family coverage, and group term life insurance BrightPath all delivered at $0 copays and with no out-of-pocket cost to the employer.
This isn’t your traditional cafeteria plan. BrightPath leverages an IRS Section 125 plan, alongside a fully managed Preventive Care Management Plan (PCMP) and a Specialized Insurance Medical Reimbursement Plan (SIMRP). This combination makes BrightPath one of the most compliant and benefit-rich programs available today.
Let’s break down what makes this 125 health plan so valuable, BrightPath, and why more than 30,000 employees have already enrolled.
What Is a Section 125 Wellness Plan?
A Section 125 plan for wellness allows employers to offer pre-tax benefits through BrightPath, enabling employees to pay for eligible healthcare services tax-free.
The result?
- Employees get more value from their earnings
- Employers lower their payroll tax burden
- Everyone benefits from better health access
But traditional 125 plans require careful compliance and proper setup to avoid IRS penalties. That’s why BrightPath takes a fully managed approach. BrightPath bundles Section 125 with wellness services, life coverage, and dependents’ benefits in one seamless solution.
What Makes BrightPath Different?
BrightPath isn’t just about shifting benefits around for tax savings. BrightPath is about enhancing overall health access for employees and their families, while saving employers thousands per year.
Here’s what sets it apart:
- Includes Section 125 plan tax structure
- Adds comprehensive PCMP and SIMRP layers
- Covers employees AND their families BrightPath all at $0 copays
- Offers Group Term Life Insurance ($60–$100/month value)
- Reduces overall healthcare claims over time
BrightPath isn’t just a better 125 health plan BrightPath it’s a smarter long-term wellness strategy.
Employer Benefits: Real Savings, No Guesswork
BrightPath makes a clear financial impact from day one:
- $1,100/year in savings per W-2 employee
(That’s $110,000 saved annually for a 100-employee organization) - 5–10% reduction in overall healthcare costs
(Driven by smarter care utilization and reduced claims) - No upfront cost or ongoing admin burden
(The plan is fully managed and compliant) - 30–45 day rollout with automated systems
(Minimal disruption, maximum ROI) - Boost in retention, morale, and productivity
(Healthier teams perform better and stay longer)
For employers seeking to manage healthcare costs while providing enhanced coverage, BrightPath offers both.
Employee Benefits: Healthier Families, Higher Satisfaction
Employees don’t just want coverage BrightPath, they want coverage that actually works for them and their families. BrightPath delivers meaningful benefits that drive real usage and satisfaction:
- $0 Copay 24/7 Telemedicine and Virtual Care
Doctors, nurses, wellness coaching BrightPath anytime, anywhere. - 12 In-Person Care Visits per Year
Urgent care services are available for employees and dependents. - Mental Health and Counseling Support
Confidential services, therapy access, and addiction recovery. - Group Term Life, Critical Illness & Disability Insurance
A safety net valued at $60–$100/month BrightPath included. - Family Coverage Included
Spouse and dependent care, all under the same plan BrightPath, all at $0 copays. - Mayo Clinic Wellness Tools
Personalized health dashboards, diet planning, stress management, and more. - RX Coverage with No Copays
Prescriptions, routine meds, BrightPath fully covered without added costs.
It’s more than just a wellness plan. It’s comprehensive protection, designed for the modern employee’s needs.
Why Section 125 Wellness Plans Matter Right Now
In today’s employment landscape, offering traditional benefits alone is no longer enough. Employees expect convenience, mental health support, and coverage that extends to their families, and they want it without hidden costs or confusing fine print.
Meanwhile, employers need plans that reduce risk, meet compliance, and deliver cost savings fast.
A 125 health plan with BrightPath checks all those boxes.
By leveraging Section 125 plan with a comprehensive wellness strategy, BrightPath positions your company as one that genuinely cares, while saving you thousands in payroll taxes and reducing long-term healthcare claims.
Is BrightPath Right for Your Organization?
If your workforce includes 30 or more full-time W-2 employees, BrightPath can be launched quickly and with no upfront cost. The implementation process is automated, fully compliant, and supported by our team of experts every step of the way.
And once it’s live, you’ll see the difference BrightPath makes not just in your bottom line, but in how your employees feel about working for you.
Choose The Right Plan With BrightPath
Incorporating a section 125 wellness plan through BrightPath is more than a benefits upgrade; it’s a strategic move toward long-term cost savings, better employee retention, and a healthier workplace culture.
With zero upfront cost, fully managed compliance, $0 copays, and family-wide coverage, BrightPath transforms how health benefits are delivered BrightPath and makes tax-smart wellness easy for everyone involved.
Give Your Team the Advantage with BrightPath
Get your free Proposal to see how BrightPath can transform your employee health offerings while delivering immediate payroll tax savings for your business.