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Section 125 Plans: A Smarter Way to Offer Employee Benefits

Employee benefits can feel overwhelming. Endless forms. Complicated policies. Rising costs. Employees are confused. Employers are frustrated. BrightPath makes it simple. With sec. 125 plan options under Section 125 plans, businesses can give employees and their families real, meaningful coverage without stress or confusion.

BrightPath’s Revive plan leverages Section 125 to deliver a smarter, fully managed program that combines healthcare, wellness, and financial protection. By integrating innovative solutions like the Preventative Care Management Plan (PCMP) and the Self-Insured Medical Reimbursement Plan (SIMRP), Revive gives employees benefits that matter, protects families, and reduces employer administrative burden. Even small tax savings, similar to what a cafeteria 125 plan offers, make a noticeable difference for your bottom line without the usual headaches.

What Is a Section 125 Plan?

Section 125 Plan benefits are more than just a normal benefit. It is a framework that simplifies employee benefits while delivering real value. The idea is to give employees access to healthcare, wellness, and financial protection in one comprehensive program.

BrightPath’s Revive goes beyond traditional plans. It combines:

  • Preventative Care Management Plan (PCMP) clearly documents all eligible benefits and enrollment procedures.
  • Self-Insured Medical Reimbursement Plan (SIMRP) clearly documents all eligible benefits and enrollment procedures.

This makes Revive a strong Section 125 program. Employees feel supported. Families are covered. Employers can focus on running their business efficiently.

With Revive, employees can finally stop worrying about what is covered and what is not. They can focus on what matters, working confidently knowing their health and family are protected while employers enjoy section 125 FICA savings.

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Who Can Benefit From a Section 125 Plan?

Section 125 plans are flexible and designed to fit organizations of every size.
  • Small Businesses: Offer professional-level benefits without complex administration
  • Large Organizations: Boost loyalty, retention, and employee satisfaction with family-focused coverage
  • Employees & Families:Access critical healthcare, wellness, and financial protections at zero out-of-pocket cost
Imagine 24/7 telemedicine. Mental health support. Urgent care. Group term life insurance that includes spouses and dependents. That is the impact of a Section 125 wellness plan. Families are fully protected. Employees feel valued. Productivity and morale improve.

Advantages of Section 125 Plans for Employers and Employees

For Employers:

  • Save $1,100 per W2 employee every year

  • Reduce healthcare costs by 5–10 percent


  • Streamline administration with a fully managed solution

  • Offer modern, family-inclusive benefits without adding complexity

For Employees:

  • 24/7 telemedicine and virtual care


  • Family coverage with 12 annual care visits

  • Employee Assistance Program (EAP) for mental health and counseling
  • Access to Mayo Clinic programs
  • Minimal Essential Coverage (MEC)
  • Group Term Life Insurance ($60–$100/month) covering employees, spouses, and dependents
  • Discounts on dental, vision, and prescriptions
  • In-person urgent care with $0 copays, including prescriptions
These benefits make a Section 125 wellness plan a true game-changer. Employees feel valued. Families are protected. Employers save money while building stronger, healthier teams.

What Expenses Can a Section 125 Plan Cover?

A Section 125 plan covers a wide variety of employee needs:
  • Routine check-ups and urgent care visits
  • Specialist consultations and prescription medications

  • Mental health counseling and EAP programs
  • Vision and dental care

  • Preventative wellness programs
  • Group term life insurance premiums
Spouses and dependents are included, giving families complete peace of mind. With Revive, accessing these benefits is straightforward. Employees know exactly what is covered. Families are fully protected. No hidden costs. No confusion. All made possible through a section 125 deduction.
The peace of mind that comes with knowing your family is covered encourages employees to stay healthy, focus on work, and engage fully. This is the real advantage of a Section 125 plan done right.

How to Set Up a Section 125 Plan

Setting up a Section 125 plan might feel intimidating. Forms. Compliance. Policies. BrightPath makes it effortless.
  • Assessment – Review current benefits, identify gaps, and highlight opportunities


  • Customization– Build a program tailored to your team with PCMP, SIMRP, and Section 125 coverage
  • Implementation– BrightPath manages paperwork, compliance, and administration
  • Education– Employees learn how to use their benefits effectively
With Revive, implementation is smooth. Employees and families gain full access. Employers save time, reduce complexity, and increase retention. 125 plan benefits are easy to understand, simple to use, and impactful for employees and their loved ones.

What’s Included in a Section 125 Plan?

BrightPath’s Section 125 plan provides comprehensive Section 125 benefits:

  • 24/7 telemedicine and virtual care for employees and families
  • Group Term Life Insurance ($60–$100/month) for employees, spouses, and dependents
  • Mental health and Employee Assistance Programs (EAP)
  • Minimal Essential Coverage (MEC)
  • Discounts on dental, vision, and prescriptions

  • In-person urgent care with $0 copays, including prescriptions

Every employee and dependent has access to these benefits under IRS Code Section 125. No gaps. No confusion. No out-of-pocket costs. Just meaningful protection that supports employees and their families while giving employers peace of mind through an IRS Section 125 plan.

The Bottom Line: Why Section 125 Plans Are a Smarter Benefits Strategy

Providing meaningful, family-inclusive benefits while controlling costs is essential. Revive makes it simple.

A Section 125 program like Revive allows businesses to:

  • Reduce payroll taxes legally, similar to a Section 125 pre tax plan
  • Offer comprehensive health, wellness, and life insurance coverage
  • Improve employee retention and loyalty
  • Simplify benefits administration while maintaining high value

Book your 10-minute consultation, get a free proposal today, or talk with an expert to see how Revive can transform your 125 plans employee benefits program.

Frequently Asked Questions

How long does it take for a company to roll out a Section 125 plan?

Fast. Easy. Hassle-free. BrightPath handles all types, maintains compliance, and implements administration without worries. Employees can begin to enjoy their benefits nearly instantly.

Yes. Spouses. Dependents. All members of the family gain access to services like telemedicine, urgent care, mental health, and wellness resources. Coverage is comprehensive and simple to utilize.

Yes. Employee Assistance Programs (EAP) and counseling are covered. Employees receive proactive care for stress, anxiety, and overall health. Families are helped as well.

Straightforward guidance. Step-by-step guidance. Personal support whenever necessary. BrightPath takes care of employees by explaining how to utilize each benefit, schedule appointments, and get the most out of coverage.